Move abroad · United Kingdom
The UK has no card called permanent residency. What you actually want is settlement, and this walks through how you earn it and how people accidentally lose it.
People searching for UK permanent residency are almost always looking for Indefinite Leave to Remain, usually shortened to ILR and also called settlement. It is the status that frees you from visa renewals, lets you live and work in the UK with no time limit, and opens the door to a British passport. Getting there is mostly about time, clean records and a couple of tests, but the details trip a lot of people up, especially the rules on how long you can spend outside the country.
This guide covers what settlement actually is, how long you have to wait, the requirements you must meet, the absence rule that quietly ends many applications, how to apply, and how ILR leads to citizenship.
The UK uses the term Indefinite Leave to Remain rather than permanent residency. Once you have it, you can live, work and study in the UK without restriction and without a visa expiry date. You can access public services on the same basis as residents, and after a further period you can usually apply to become a British citizen. ILR is the finish line for most people who move to the UK to work or join family.
The standard qualifying period is five years of continuous lawful residence on a route that leads to settlement, such as the Skilled Worker visa or a partner or family visa. Some routes differ:
Not every visa counts toward settlement, so check that your specific route is one that leads to ILR before you count the years.
To be granted settlement you generally need to:
This is the requirement that catches frequent travellers. For most work routes you must not spend more than 180 days outside the UK in any rolling twelve-month period across your qualifying years. Long trips home, extended work abroad or family emergencies can quietly break the continuity and reset your clock. If your job or life involves a lot of travel, track your days carefully from the start, because the rule is applied strictly and there is little room to argue after the fact.
The application fee for settlement runs into the low thousands of pounds per person, on top of the Life in the UK Test fee and any document or translation costs. Standard processing can take a couple of months, with a faster priority service available for an extra fee. As always, only a regulated adviser or solicitor should handle a complex case, and you should be wary of anyone promising a guaranteed outcome.
ILR is usually the step before citizenship. Once you have held settlement for a qualifying period, and have met the residence requirements, you can normally apply to naturalise as a British citizen, which brings a passport and the right to vote. Many people treat ILR as the real goal and citizenship as an optional bonus, since ILR already gives you the settled, restriction-free life in the UK. If the UK is one of several countries you are weighing, it is worth comparing the timelines against a points-based route like Australia's, where two of the main visas are permanent from the start.
In practice, yes. ILR is the UK's form of permanent settlement. It lets you live and work in the UK without a time limit and without visa renewals.
Most work and family routes settle after five years of continuous lawful residence, though a few routes are faster and the long-residence route is ten years.
For most work routes, no more than 180 days outside the UK in any rolling twelve-month period during your qualifying years. Track your absences carefully.
Yes. You normally need to pass the Life in the UK Test and meet the English language requirement before you can be granted settlement.
Usually yes. After holding ILR for a qualifying period and meeting the residence rules, you can normally apply to naturalise as a British citizen.
Read also
Which loans accept visa holders and non-residents, what lenders look for, and how to get approved.
Read the guide →Resident vs non-resident status, the forms that matter, deductions, treaties, and claiming a refund.
Read the guide →Where the cost really hides, how the main methods compare, and how to move money safely.
Read the guide →Advertiser disclosure: this page carries advertising. It does not change what we recommend.
This is general information, not immigration, financial or legal advice. Programs, fees, taxes and processing times change often. Always confirm current rules with the relevant official government source before you apply or pay anyone.